when you apply for a first time buyer home loan, how exactly does it work? A down payment on the loan?
what exactly are they financing you for? I don’t really understand how a home loan works. I believe it has to do with the purchase price of the house also but not sure. Can anyone help?Find a Realtor who is a buyer’s agent. That agent will walk you through the whole process. You will find out from the lender as to how much money the bank will loan you for the purchase of a house. You will have to stay under those limits.
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