Buying a house is one of the most exciting things you will ever do. But there are LOTS of little details involved – details which can be very costly if they are overlooked.
The most important detail is to know EXACTLY what you want before you start house hunting, AND put it in writing! Once you start looking at houses, your list can, and probably will, change:
…you’ll find things you never thought of
…things you thought were important but may not be any more
…things you thought you could afford but can’t
…and things you didn’t think you could afford, but you can.
So don’t be afraid to make changes.
When writing your list, think of all the qualities you want in a house…and in a neighborhood…and in a town (or city). Include EVERYTHING you think is important. While this won’t guarantee that you will get everything you want, it will help you be able to prioritize what you think is most important.
Here are some of the items you should include on your list:
- Town or city (which towns do you WANT to live in, which ones would you live in if you had to, which ones would you NOT live in no matter what!)
- Area of town
- School system
- Type of neighborhood (With kids, without kids, close to highway or main road, out in the country, etc)
- Type of house (Cape, Ranch, Colonial, etc)
- Size of house (Square footage, number of bedrooms, number of bathrooms, etc.)
- Size of rooms
- Layout of house
- Yard (Landscaped nicely so you don’t have to do any work getting it in good shape, not as nicely landscaped so you might get a better deal but need to put in more work, etc.)
- Price (Are you willing to pay less for an older house or one that needs more work?)
- Anything else that is important to you (For example, I knew I did not want a house on a hill. But our first offer was for a house on a hill. Which left me feeling very uncomfortable. Luckily, the deal fell through, but without a list I got caught up in the excitement.)
If you’re not sure what to put on your list, take a walk through the house or apartment you are living in now. Take a walk through the neighborhood. Visit a friend or neighbor. The more information you have, the better!
Once your list is ready, put the items on your list in order of importance, so when you have a million other little details in your mind, you can look at your list and not have to rely on your memory.
So, do yourself a favor and find a quiet place, take a few moments to write out your list, put it in order of importance, and save yourself a bunch of stress!
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